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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:Commercial banks, and thrift and credit co-operative societies: a survey of Lagos State
Author:Falusi, Caleb Ojo
Year:1988
Periodical:Savings and Development
Volume:12
Issue:4
Pages:375-390
Language:English
Geographic term:Nigeria
Subjects:credit cooperatives
banking
Link:https://www.jstor.org/stable/25830167
Abstract:This paper examines the relationship between commercial banks and thrift and credit cooperative societies (co-credits) in Lagos State, Nigeria. On the basis of a survey of 60 commercial bank branches and 60 registered co-credits it was found that the reasons for establishing a co-credit do not concern inefficient commercial bank performance. The relationship between commercial banks and credit societies is no more than a debtor-creditor relationship. Co-credits have a passive attitude towards bank loans, whereas commercial banks do not offer any special incentives to co-credits. The author argues that a lot has still to be done in order to improve the functioning of the co-credits and make the integration of co-credits and commercial banks possible. Bibliogr., notes, ref., sum. in English and French.
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