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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:Women, Education, and the Use of Bank Credit in Nigeria: Challenges for the Twenty-First Century
Author:Anyanwu, John C.ISNI
Year:1991
Periodical:Ufahamu
Volume:19
Issue:2-3
Pages:130-145
Language:English
Geographic term:Nigeria
Subjects:credit
education
women
Women's Issues
Education and Oral Traditions
Economics and Trade
Development and Technology
Education and Training
economics
Cultural Roles
Sex Roles
Abstract:Women in Africa could contribute far more to the ecomony and even to their own welfare if their opportunities to do so were not constrained. A long-term improvement could be achieved through a deliberate effort to open up access to resources for women. In Nigeria women seem to have low or inadequate access to credit facilities, particularly from banks. This paper identifies the connection between women's education and national development, and between women's education and the use of bank credit. It confirms the educational disadvantage of women with respect to their credit use from commercial banks in Nigeria. Contrary to popular belief, however, Nigerian women's access to commercial bank credit is not limited, but the number of women applicants is low due mainly to a lack of awareness of the benefits of credit facilities, which emanates from their limited education. Women need to be helped to develop their income-generating capacity, and trained in business acumen, leadership and decisionmaking. Ref. (Also published in: Journal of Social Development in Africa, vol. 9, no. 2 (1994), p. 45-59.)
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