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| Title: | Privatization of workers' housing provision: the National Housing Fund (NHF) scheme in Nigeria |
| Author: | Anugwom, Edlyne E. |
| Year: | 2001 |
| Periodical: | African Administrative Studies |
| Issue: | 57 |
| Pages: | 27-34 |
| Language: | English |
| Geographic term: | Nigeria |
| Subjects: | workers' housing housing policy |
| Abstract: | The National Housing Fund (NHF) scheme, established in Nigeria in 1992, can be seen as the culmination of previous efforts aimed at ameliorating the housing needs of Nigerian workers. The economic recession and the Structural Adjustment Policy (SAP) foisted on the population in mid-1986, had impoverished Nigerian workers and eroded their ability to accumulate savings and provide shelter for their families. The NHF was geared towards mobilizing resources from both workers (finance) and private enterprises or building societies (expertise) under a broad policy outline formulated and regulated by the government, while at the same time de-emphasizing the intrusiveness of the government in the housing sector. The privatization of workers' housing provision was a product of the need of the government to distance itself from the economic burden of housing provision for workers. In spite of the economic rationalism implied by this policy. the NHF scheme has failed to rise to the challenge of actual housing fund provision for Nigerian workers. The housing scheme is fraught with loopholes that have rendered it ineffective in assuaging the housing needs of workers. The author argues for a modification of the law establishing the scheme and committed efforts of labour unions to make the scheme and its managers responsive to current workers' needs for housing. Bibliogr., sum. [Journal abstract, edited] |